Mortgages

Residential

A residential mortgage is a large loan designed to help you to purchase a property to live in. The property must be used as a residence by those taking out the mortgage, so you won’t be able to buy the property to rent out to tenants or use for commercial purposes. Our team at New Chapter Property Finance has over 15 years of experience in helping people secure residential mortgages – whilst making sure you get the right mortgage rate.

Buy-to-let

A Buy-to-let mortgage is a mortgage sold specifically for those who buy property as an investment, rather than getting a mortgage for somewhere you want to live yourself. Whether you’re looking for your first investment property, or your 10th, our team can help you to achieve your property investment goals.

Bridging finance

A bridging loan works by giving you the money to proceed with a purchase while you free up money from other assets or investments, or whilst you secure a long-term finance plan. Our team can help to secure you bridging finance whilst we set you up with longer-term property finance.

Remortgaging

Remortgaging is when you move your mortgage on your existing property, from one lender to another. Your new mortgage will then replace your old one. If you’re coming to the end of your existing mortgage rate or looking for a better deal than your current lender, our team of brokers will help to find you the most suitable rate available – and do all of the hard work for you.

First time buyers

If you’ve never owned a home before, you are considered a first-time buyer, which means you can apply for a first-time buyer mortgage. We understand that purchasing your first home can be overwhelming. We help you to secure the right mortgage rate available, handle all of the complicated stuff, and we’re there to support you from our first chat right through to completion. 

Experienced investors

If you’re a property investor who buys, rents, and sells residential or commercial property and are looking to increase or diversify your portfolio, let us help you reach your financial aspirations. With our team of expert brokers, we can help you find the most suitable buy-to-let mortgages and help you to become more profitable with remortgaging existing properties.